Julio Zapatero

Julio was born in 1963 and he is at present Deputy General Manager and the Bank´s Chief Risk Officer. He joined the Bank in 1992, initially in the Risk area, and has since held several positions of responsibility amongst with, he has been Head of the Consumer Finance subsidiary, the Head of the Private Banking business tand the Head of the Individuals business. Prior to joining Bankinter he worked for KPMG and Barclays Bank.

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